Services · Insurance
Insurance,
bought right.
Insurance is the only product you buy hoping you never have to use it. So we approach it as our most serious job, protecting the long journey you're building, from the short shocks that quietly undo it.
The hidden threat
Long plans break on short shocks.
You're building for twenty years: the house, the child's college, the retirement, the business legacy. But the journey doesn't fail at year 19. It fails at year 7 when a hospital bill stops the SIP. Year 12 when a factory fire halts cash flow. Year 4 when an absence leaves everything stranded.
Year 4
Untimely absence of the breadwinner
Family savings drain in 8 months. Two SIPs paused. The child's college fund is on indefinite hold.
Year 9
₹14L hospital bill
Emergency fund cleaned out. Three SIPs stopped. The retirement number that took twelve years to plan slips by two cycles.
Year 14
Factory fire halts cash flow for six months
Working capital eaten by recovery. Personal SIPs stopped to keep the business breathing. Wealth plan freezes mid-journey.
The reframe
Investments grow it.
Insurance keeps it.
If our investment philosophy is to maximise the probability of you reaching the life you envisioned, then insurance is the layer that keeps that probability from being undone. Every rupee of meaningful cover we put in place is a rupee that makes your wealth journey more resilient.
Insurance isn't separate from the journey. It's the layer underneath it.
What we can insure
Think of everything you love.
From the term policy that protects your family, to the marine cover that protects a single shipment: sixteen meaningful categories under one roof, each chosen and sized to your real exposure.
Life
term, whole-life, ULIP-free
Health
you, family, parents
Critical illness
lump sum on diagnosis
Personal accident
disability + income protect
Car & bike
own damage + third party
Home
structure + contents
Business place
office, retail, warehouse
Factory & equipment
fire, machinery breakdown
Travel (abroad)
medical + cancellation + lost bags
Domestic trips
trip-cancellation, baggage
Pets
vet bills + third-party
Holiday home
second-home structure
Cyber
fraud, data, ransomware
Marine & transit
cargo, shipment, in-transit
Professional indemnity
for self-employed pros
Stock & inventory
goods at warehouse / shop
And several more on request. If you can name something worth protecting, the chances are very good that we can place the cover.
The honest legacy
When you're rightfully denied,
we stand first.
We don't bring your premium down by haggling. We don't get your claim paid more than what you're actually owed. Anyone who promises you either of those is lying to you.
What we do promise, and what Mega has spent decades quietly building a legacy on, is this: when you are being rightfully denied something you are entitled to, we are first in line to fight for it.
Hundreds of complicated policies issued at fair terms. Hundreds of claims rightfully fought, document by document, to settlement. That part of the work no one sees until they need it. We've made sure you can need it without being alone.
Rajkot · Since 1985
Three covers, one standard
Where would you like to begin?
Term · ULIP · Endowment · Money Back
Life Insurance
The cover that replaces your income so your family's plans never stop. We start by asking whether you even need it.
ExploreIndividual · Family Floater · Critical Illness
Health Insurance
So one hospital bill never becomes a portfolio event. Sized to real costs, audited clause by clause.
ExploreMotor · Travel · Property · Liability
General Insurance
Cover for everything the journey built: the car, the home, the trips, the liabilities.
ExploreStart with the audit
Ready to protect the long journey?
The Free Investor Personality Test reveals your relationship with risk: the starting point of every honest insurance conversation that follows.
Insurance is the subject matter of solicitation. Please read the policy wording carefully before concluding a sale.